The phrase frugality sounds more negative for most people than simply being a saver. There is a thin line in regards to saving and being too frugal, to the point of being awkward and ridiculous. This is where the negative connotation comes from.
But if you don?t go overboard and have clear reasons in deciding to live a frugal life, you won?t go wrong. Don?t let the negativity get you down. After all, you are the one that win in the end!
These are a few helpful tips to help you reach your goals:
Eating Out
Having dinner out with friends on a Friday night is fine if you do it once in a while. But this can be expensive if you add them up at the end of the month. Try to cook more dinners at home and invite your friends over.
Clothes
If you?re the kind of person who really loves designer clothes, do not expect that you will have money left at the end of the month. Instead of being trendy, wear clothes that can easily be matched with your other clothes.
Owning A Home
If you plan to move out and find a place to live, don?t be overwhelmed by the excitement, alternatively, be practical. As a start, buy a smaller house or try other ways like rent-to-own, do-it-yourself arrangements, and owner financing.
Buying Your Own Car
Stay away from sports cars or gas guzzlers. Try to stick with buying a vehicle to transport you from place to place.
Buying Groceries
Try not to be a brand snob. Most non brand foods are just as good and are usually manufactured by a larger, name brand company. Always know what?s on sale and buy what you need, instead of want. Be sure to take advantage of online printable coupons, newspaper coupon inserts, and coupons that can be loaded onto your store loyalty cards
Family Outings
There are inexpensive things you can do to spend time with your family and entertain yourselves, like going to the library, the local park, going to the mall or have a picnic.
Buying School Supplies
Stock school supplies at home and do not buy anything fancy. When school supplies go on sale after school begins, buy up as much as you can. Purchase those items that you are sure will be needed during the year, like pencils, paper, etc.
Love what you have
Be contented with what you have and try to live within what you earn. You do not have to have the best of the best to be content.
College Education Expenses
Teach them the ways to be independent and self-supporting by encouraging them to apply for scholarships and on campus jobs.
Limitations
Be aware of your financial limitations and stick within them!
Anticipate your Failures by Planning
Always keep a budget so you will avoid impulsive buying. If you do not have it in the budget, do not buy it.
Source: http://aformula.biz/597/frugal-saving-tips-for-your-home-and-family/
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